Well, I did say that calling it consciousness / existence or even "I am" is reducing it to concepts. However, as you, too, have recognized, we have to use that reduction simply for the sake of communication.
But when you say "this universal consciousness, etc." it sounds to me as if you treated consciousness like something separate from you, as if you were not it. Like really, where does your subjective point of view "originate"? Are you not conscious(ness)?
It's not for giggles that all traditions I'm aware of warn that the absolute is unnamable and are very particular about it.
And I must repeat that that "jaded" perspective toward life itself (society is a different matter) is a symptom of not recognizing oneself as that "universal consciousness." Logically -- it's like being a lump in pudding that does not recognize it's pudding itself (i.e. lump of pudding). Of course, that such state of being is horrifying.
And just for the record, organisms that are able to mistake phenomena for noumena also have the capability to eventually see their mistake. So, the situation is self-correcting even it that case (which is, of course, the human case -- I'm not aware of any other objectively known organism that would satisfy said conditions).